This is not an easy answer. Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity. It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense. However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.
Client Spotlight
What our clients are saying
See why families and businesses trust Policy People Insurance Group for comprehensive insurance protection.
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We had a great experience with Josh. Got better coverage and saved money. Josh walked us through the process and made it really easy to choose the best insurance for our needs. -
Josh is amazing! He went above and beyond to walk me through everything part of my policy and the numerous questions I had throughout the process. Highly recommend!!!
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Josh was great to work with, explained everything carefully and found us the best price.
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Josh was a great help finding me the best rate for my auto insurance. He explained everything thoroughly and answered all my questions.
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Josh and the Policy People Team are incredible. Josh not only delivered above and beyond for our insurance needs, but took the intentional time to walk my wife and I through all his recommendations and reasons for them. The best part was … More how he did it. I always knew I could call to chat through the options, and we did before making the final decision, but he recorded a personalized video to start so we could watch it at our convenience. The video was detailed and covered all our questions before we had a chance to ask. Cheers to a long relationship with Policy People!
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Working with Josh Chambers at Policy People Insurance Group has absolutely been the best insurance experience we’ve ever had- not even exaggerating a little. From completing the initial questionnaire to the incredibly detailed PERSONALIZED … More video explaining his recommendations and WHY, this experience has not only created a client for life, but professionally I will be recommending my clients to Josh as well!
