This is not an easy answer. Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity. It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense. However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.
Client Spotlight
What our clients are saying
See why families and businesses trust Policy People Insurance Group for comprehensive insurance protection.
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Excellent personal care and so much help! -
Josh did great finding us the perfect policy to fit our family’s needs!
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Josh was very friendly and helpful. It was a positive experience. I would definitely recommend him. Thank you.
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I have a medical procedure, a new car, and probably a new house to worry about. Josh took one item off my shoulders
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Muchísimas gracias por la disposición y el servicio, excelente atención.
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Josh was an absolute pleasure to work with. He took the time to truly understand our business, explained our options in plain language, and helped us secure a robust BOP policy that actually fits -- not just something "off the shelf."He … More was responsive, patient with our questions, and clearly had our long-term best interests in mind. We walked away feeling confident, protected, and supported -- exactly how our own clients should feel when they come to us.If you’re a business owner who values clarity, professionalism, and real partnership, Josh sets the standard. Highly recommend.
