This is not an easy answer. Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity. It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense. However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.
Client Spotlight
What our clients are saying
“Josh and the Policy People Team are incredible. Josh not only delivered above and beyond for our insurance needs, but took the intentional time to walk my wife and I through all his recommendations and reasons for them. The best part was how he did it. I always knew I could call to chat through the options, and we did before making the final decision, but he recorded a personalized video to start so we could watch it at our convenience. The video was detailed and covered all our questions before we had a chance to ask. Cheers to a long relationship with Policy People!”
Ian – Review left on Google
“Josh and his team went ahead and found a few offers for my Business insurance from auto to workman’s comp. They were able to find us an all inclusive company with a rate that beat other insurance agencies with better coverage.
Thank you again for being so prompt and responsive to my questions and concerns.”
Ryan – Review left on Google
“Working with Josh Chambers at Policy People Insurance Group has absolutely been the best insurance experience we’ve ever had- not even exaggerating a little. From completing the initial questionnaire to the incredibly detailed PERSONALIZED video explaining his recommendations and WHY, this experience has not only created a client for life, but professionally I will be recommending my clients to Josh as well!”
Juliana – Review left on Google
